Columbia, Missouri · Peer group 3
Academic Employees Credit Union
Academic Employees Credit Union holds $17.2M in assets across 1,392 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1936. Charter number 67695, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $17.2M |
|---|---|
| Total loans | $8.9M |
| Total shares (deposits) | $15.9M |
| Net worth | $1.2M |
| Members | 1,392 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.9% | |
|---|---|---|
| Loans | 6.4% | around the 85th percentile of its peer group |
| Deposits | 6.9% | around the 84th percentile of its peer group |
| Members | -1.8% | around the 43rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 56.4% | around the 49th percentile of its peer group |
|---|---|---|
| Net worth ratio | 7.0% | lower than 98% of its peer group |
| Return on assets | 1.03% | around the 70th percentile of its peer group |
| Delinquency ratio | 1.02% | around the 69th percentile of its peer group |
| Cash / assets | 10.6% | around the 46th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Academic Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Missouri — the comparison set a peer ratio is measured against.
- Catholic Family Credit Union
Kansas City, MO
$17.1M · 3,480 members
- Stationery Credit Union
Saint Joseph, MO
$17.0M · 1,983 members
- Independence Teachers Credit Union
Independence, MO
$16.6M · 1,870 members
- Burlington Northtown Community Credit Union
North Kansas Ci, MO
$16.2M · 1,231 members
- Division #6 Highway Credit Union
Chesterfield, MO
$16.1M · 1,734 members
- Patriot Credit Union
Saint Louis, MO
$15.9M · 1,524 members
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