Joplin, Missouri · Peer group 3
Legacy Credit Union
Legacy Credit Union holds $25.4M in assets across 3,203 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1952. Charter number 64708, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $25.4M |
|---|---|
| Total loans | $14.9M |
| Total shares (deposits) | $20.9M |
| Net worth | $4.3M |
| Members | 3,203 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.5% | |
|---|---|---|
| Loans | -3.1% | around the 46th percentile of its peer group |
| Deposits | -0.5% | around the 37th percentile of its peer group |
| Members | 0.5% | around the 72nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 71.4% | around the 72nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 17.1% | around the 72nd percentile of its peer group |
| Return on assets | 1.33% | around the 81st percentile of its peer group |
| Delinquency ratio | 0.74% | around the 58th percentile of its peer group |
| Cash / assets | 8.1% | around the 32nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Legacy Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Missouri — the comparison set a peer ratio is measured against.
- Highway Crossroads Credit Union
Sikeston, MO
$25.0M · 2,403 members
- County Credit Union
Clayton, MO
$26.2M · 1,953 members
- Leadco Community Credit Union
Farmington, MO
$23.0M · 3,125 members
- United Labor Credit Union
Raytown, MO
$22.6M · 5,547 members
- Highway Alliance Credit Union
Jefferson city, MO
$28.6M · 1,647 members
- De Soto Mo Pac Credit Union
De Soto, MO
$30.1M · 1,758 members
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