Saint Joseph, Missouri · Peer group 2
Lovers Lane Credit Union
Lovers Lane Credit Union holds $7.7M in assets across 1,032 members as of Q1 2026 — about $7K of assets per member, on a charter dating to 1956. Charter number 64208, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $7.7M |
|---|---|
| Total loans | $6.7M |
| Total shares (deposits) | $6.5M |
| Net worth | $1.1M |
| Members | 1,032 |
| Assets per member | $7K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -2.3% | |
|---|---|---|
| Loans | -2.2% | around the 62nd percentile of its peer group |
| Deposits | -2.7% | around the 44th percentile of its peer group |
| Members | -1.1% | around the 55th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 102.4% | higher than 96% of its peer group |
|---|---|---|
| Net worth ratio | 13.9% | around the 32nd percentile of its peer group |
| Return on assets | 1.96% | higher than 92% of its peer group |
| Delinquency ratio | 2.94% | around the 82nd percentile of its peer group |
| Cash / assets | 12.9% | around the 42nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Lovers Lane Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Missouri — the comparison set a peer ratio is measured against.
- Community First Credit Union
HANNIBAL, MO
$8.3M · 1,186 members
- Fedco Credit Union
Jefferson City, MO
$7.0M · 400 members
- KC Unidos Credit Union
Kansas City, MO
$8.5M · 1,578 members
- St. Joseph Teachers' Credit Union
SAINT JOSEPH, MO
$8.7M · 1,090 members
- Southeast Missouri Community Credit Union
Park Hills, MO
$6.2M · 1,118 members
- South Central Missouri Credit Union
Willow Springs, MO
$9.2M · 1,929 members
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