Springfield, Missouri · Peer group 5
Metro Credit Union
Metro Credit Union holds $122.5M in assets across 9,200 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1935. Charter number 61840, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $122.5M |
|---|---|
| Total loans | $71.9M |
| Total shares (deposits) | $106.5M |
| Net worth | $15.6M |
| Members | 9,200 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.3% | |
|---|---|---|
| Loans | -6.8% | lower than 93% of its peer group |
| Deposits | 5.6% | around the 70th percentile of its peer group |
| Members | -1.9% | around the 31st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 67.6% | around the 40th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.7% | around the 66th percentile of its peer group |
| Return on assets | 0.63% | around the 45th percentile of its peer group |
| Delinquency ratio | 0.92% | around the 72nd percentile of its peer group |
| Cash / assets | 17.5% | around the 87th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Metro Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Missouri — the comparison set a peer ratio is measured against.
- First Missouri Credit Union
Saint Louis, MO
$121.2M · 7,857 members
- Missouri Central Credit Union
Lees Summit, MO
$125.1M · 11,516 members
- Riverways Credit Union
Rolla, MO
$129.1M · 10,772 members
- Central Missouri Community Credit Union
WARRENSBURG, MO
$141.6M · 14,712 members
- Civic Central Credit Union
Jefferson City, MO
$102.4M · 4,926 members
- Ozark Credit Union
Poplar Bluff, MO
$142.8M · 20,804 members
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