Independence, Missouri · Peer group 5
United Consumers Credit Union
United Consumers Credit Union holds $216.5M in assets across 16,726 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1941. Charter number 68410, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $216.5M |
|---|---|
| Total loans | $156.1M |
| Total shares (deposits) | $189.5M |
| Net worth | $25.5M |
| Members | 16,726 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.1% | |
|---|---|---|
| Loans | 3.1% | around the 53rd percentile of its peer group |
| Deposits | 2.2% | around the 41st percentile of its peer group |
| Members | -3.4% | around the 19th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 82.4% | around the 74th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.8% | around the 54th percentile of its peer group |
| Return on assets | 1.21% | around the 79th percentile of its peer group |
| Delinquency ratio | 0.73% | around the 60th percentile of its peer group |
| Cash / assets | 10.4% | around the 51st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is United Consumers Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Missouri — the comparison set a peer ratio is measured against.
- Conservation Employees Credit Union
Jefferson City, MO
$192.0M · 9,474 members
- Public Safety Credit Union
Kansas City, MO
$190.6M · 13,461 members
- Century Credit Union
SAINT LOUIS, MO
$178.9M · 9,500 members
- Gateway Metro Credit Union
Saint Louis, MO
$177.1M · 9,510 members
- R G Credit Union
RAYMORE, MO
$146.7M · 8,087 members
- Ozark Credit Union
Poplar Bluff, MO
$142.8M · 20,804 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for United Consumers Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.