Saint Charles, Missouri · Peer group 6
Vantage Credit Union
Vantage Credit Union holds $1.15B in assets across 68,069 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1957. Charter number 67804, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.15B |
|---|---|
| Total loans | $842.0M |
| Total shares (deposits) | $1.04B |
| Net worth | $89.1M |
| Members | 68,069 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.4% | |
|---|---|---|
| Loans | 6.0% | around the 59th percentile of its peer group |
| Deposits | 4.2% | around the 47th percentile of its peer group |
| Members | -0.5% | around the 28th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 81.1% | around the 41st percentile of its peer group |
|---|---|---|
| Net worth ratio | 7.9% | lower than 96% of its peer group |
| Return on assets | -0.00% | lower than 96% of its peer group |
| Delinquency ratio | 0.66% | around the 54th percentile of its peer group |
| Cash / assets | 11.4% | around the 74th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Vantage Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Missouri — the comparison set a peer ratio is measured against.
- Multipli Credit Union
Jefferson City, MO
$1.43B · 75,658 members
- Neighbors Credit Union
Saint Louis, MO
$571.9M · 47,638 members
- West Community Credit Union
O Fallon, MO
$498.8M · 32,303 members
- Infuze Credit Union
Fort Leonard Wo, MO
$452.1M · 35,104 members
- Assemblies of God Credit Union
Springfield, MO
$446.7M · 18,127 members
- St. Louis Community Credit Union
Saint Louis, MO
$442.9M · 50,924 members
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