Saint Louis, Missouri · Peer group 1
West Side Baptist Church Credit Union
West Side Baptist Church Credit Union holds $388K in assets across 332 members as of Q1 2026 — about $1K of assets per member, on a charter dating to 1974. Charter number 21683, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $388K |
|---|---|
| Total loans | $31K |
| Total shares (deposits) | $327K |
| Net worth | $56K |
| Members | 332 |
| Assets per member | $1K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.6% | |
|---|---|---|
| Loans | -15.4% | around the 29th percentile of its peer group |
| Deposits | 2.9% | around the 76th percentile of its peer group |
| Members | -0.9% | around the 58th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 9.4% | around the 13th percentile of its peer group |
|---|---|---|
| Net worth ratio | 14.3% | around the 33rd percentile of its peer group |
| Return on assets | 5.21% | higher than 97% of its peer group |
| Delinquency ratio | 0.00% | around the 20th percentile of its peer group |
| Cash / assets | 89.8% | higher than 96% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is West Side Baptist Church Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Missouri — the comparison set a peer ratio is measured against.
- African Diaspora Credit Union
Saint Ann, MO
$326K · 522 members
- Bluescope Employees' Credit Union
KANSAS CITY, MO
$738K · 282 members
- Co - Lib Credit Union
Saint Louis, MO
$1.3M · 231 members
- St. Augustine Credit Union
Kelso, MO
$1.5M · 426 members
- Bothwell Hospital Employees Credit Union
SEDALIA, MO
$1.6M · 896 members
- Northeast Regional Credit Union
HANNIBAL, MO
$1.8M · 336 members
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