Gulfport, Mississippi · Peer group 2
Memorial Credit Union
Memorial Credit Union holds $5.9M in assets across 1,118 members as of Q1 2026 — about $5K of assets per member, on a charter dating to 1962. Charter number 14824, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $5.9M |
|---|---|
| Total loans | $2.0M |
| Total shares (deposits) | $3.7M |
| Net worth | $2.3M |
| Members | 1,118 |
| Assets per member | $5K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -1.5% | |
|---|---|---|
| Loans | 16.8% | higher than 96% of its peer group |
| Deposits | -3.6% | around the 38th percentile of its peer group |
| Members | -6.5% | around the 13th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 55.1% | around the 41st percentile of its peer group |
|---|---|---|
| Net worth ratio | 37.9% | higher than 95% of its peer group |
| Return on assets | 0.17% | around the 38th percentile of its peer group |
| Delinquency ratio | 0.43% | around the 38th percentile of its peer group |
| Cash / assets | 12.8% | around the 42nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Memorial Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Mississippi — the comparison set a peer ratio is measured against.
- Tombigbee Credit Union
AMORY, MS
$5.5M · 1,045 members
- Community Partners Credit Union
NEWTON, MS
$5.2M · 2,139 members
- Northeast Mississippi Credit Union
Amory, MS
$6.7M · 987 members
- Water's Edge Credit Union
Biloxi, MS
$5.1M · 597 members
- Shelby/Bolivar County Credit Union
BOYLE, MS
$4.7M · 2,133 members
- Meridian Postal Credit Union
Meridian, MS
$4.5M · 335 members
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