Goldsboro, North Carolina · Peer group 5
North Carolina Community Credit Union
North Carolina Community Credit Union holds $102.7M in assets across 5,869 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1957. Charter number 12004, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $102.7M |
|---|---|
| Total loans | $54.4M |
| Total shares (deposits) | $93.7M |
| Net worth | $11.4M |
| Members | 5,869 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.9% | |
|---|---|---|
| Loans | 7.6% | around the 76th percentile of its peer group |
| Deposits | 9.7% | higher than 92% of its peer group |
| Members | 2.4% | around the 79th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 58.1% | around the 23rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.1% | around the 44th percentile of its peer group |
| Return on assets | 1.06% | around the 73rd percentile of its peer group |
| Delinquency ratio | 0.21% | around the 14th percentile of its peer group |
| Cash / assets | 10.9% | around the 56th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is North Carolina Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within North Carolina — the comparison set a peer ratio is measured against.
- American Partners Credit Union
Reidsville, NC
$106.6M · 11,303 members
- Wnc Community CU
Waynesville, NC
$94.2M · 4,038 members
- Welcome Credit Union
MORRISVILLE, NC
$93.8M · 6,330 members
- Weyco Community Credit Union
PLYMOUTH, NC
$114.6M · 5,691 members
- Carolina Credit Union
CHERRYVILLE, NC
$84.9M · 7,435 members
- Nova Credit Union
CHARLOTTE, NC
$120.6M · 11,107 members
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