Winston Salem, North Carolina · Peer group 5
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union holds $382.5M in assets across 27,779 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1949. Charter number 60160, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $382.5M |
|---|---|
| Total loans | $251.8M |
| Total shares (deposits) | $344.4M |
| Net worth | $32.0M |
| Members | 27,779 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -3.1% | |
|---|---|---|
| Loans | -1.5% | around the 26th percentile of its peer group |
| Deposits | -1.9% | around the 11th percentile of its peer group |
| Members | -6.2% | lower than 93% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 73.1% | around the 52nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.3% | lower than 94% of its peer group |
| Return on assets | -0.47% | lower than 97% of its peer group |
| Delinquency ratio | 0.56% | around the 46th percentile of its peer group |
| Cash / assets | 8.6% | around the 37th percentile of its peer group |
| Borrowings / assets | 3.1% | higher than 90% of its peer group |
What this page does not show
Everything above is Piedmont Advantage Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within North Carolina — the comparison set a peer ratio is measured against.
- Mountain Credit Union
Waynesville, NC
$370.2M · 31,225 members
- Summit Credit Union
Greensboro, NC
$369.4M · 30,746 members
- Telco Community Credit Union
Candler, NC
$424.5M · 34,980 members
- Members Credit Union
WINSTON SALEM, NC
$481.8M · 47,453 members
- First Flight Credit Union
CARY, NC
$278.1M · 20,560 members
- Carolinas Telco Credit Union
Charlotte, NC
$514.4M · 31,566 members
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