Fargo, North Dakota · Peer group 5
United Savings Credit Union
United Savings Credit Union holds $125.3M in assets across 7,161 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1935. Charter number 65578, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $125.3M |
|---|---|
| Total loans | $88.2M |
| Total shares (deposits) | $108.8M |
| Net worth | $15.7M |
| Members | 7,161 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.6% | |
|---|---|---|
| Loans | 5.4% | around the 66th percentile of its peer group |
| Deposits | 3.6% | around the 55th percentile of its peer group |
| Members | -0.4% | around the 48th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 81.0% | around the 71st percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.5% | around the 64th percentile of its peer group |
| Return on assets | 0.19% | around the 16th percentile of its peer group |
| Delinquency ratio | 1.30% | around the 86th percentile of its peer group |
| Cash / assets | 12.9% | around the 69th percentile of its peer group |
| Borrowings / assets | 0.4% | around the 81st percentile of its peer group |
What this page does not show
Everything above is United Savings Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within North Dakota — the comparison set a peer ratio is measured against.
- Vue Community Credit Union
BISMARCK, ND
$105.3M · 3,693 members
- Dakota Plains Credit Union
Edgeley, ND
$94.4M · 4,185 members
- Community Credit Union
NEW ROCKFORD, ND
$178.3M · 4,075 members
- Affinity First Credit Union
Minot, ND
$71.0M · 2,562 members
- Aspire Community Credit Union
MINOT, ND
$180.9M · 6,301 members
- Fargo Public Schools Credit Union
Fargo, ND
$57.6M · 2,349 members
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