Northfield, New Jersey · Peer group 2
Atlantic City Police Credit Union
Atlantic City Police Credit Union holds $2.1M in assets across 253 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1939. Charter number 3420, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $2.1M |
|---|---|
| Total loans | $276K |
| Total shares (deposits) | $1.6M |
| Net worth | $436K |
| Members | 253 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.6% | |
|---|---|---|
| Loans | -18.3% | around the 14th percentile of its peer group |
| Deposits | 2.4% | around the 71st percentile of its peer group |
| Members | -4.5% | around the 22nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 16.8% | lower than 95% of its peer group |
|---|---|---|
| Net worth ratio | 20.9% | around the 65th percentile of its peer group |
| Return on assets | 1.29% | around the 82nd percentile of its peer group |
| Delinquency ratio | 0.96% | around the 53rd percentile of its peer group |
| Cash / assets | 21.2% | around the 67th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Atlantic City Police Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Jersey — the comparison set a peer ratio is measured against.
- Clifton Nj Postal Employees Credit Union
Clifton, NJ
$2.1M · 244 members
- Newark Post Office Employees Credit Union
NEWARK, NJ
$2.2M · 942 members
- Trenton Teachers Credit Union
TRENTON, NJ
$2.4M · 396 members
- Criers Credit Union
Monroe Township, NJ
$1.7M · 105 members
- Elizabeth Police Department E Credit Union
ELIZABETH, NJ
$1.7M · 280 members
- Public Service E.D. Trenton Credit Union
Mercerville, NJ
$2.7M · 241 members
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