New Brunswick, New Jersey · Peer group 4
B-M S Credit Union
B-M S Credit Union holds $86.1M in assets across 3,591 members as of Q1 2026 — about $24K of assets per member, on a charter dating to 1954. Charter number 9146, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $86.1M |
|---|---|
| Total loans | $20.3M |
| Total shares (deposits) | $70.3M |
| Net worth | $17.1M |
| Members | 3,591 |
| Assets per member | $24K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -4.8% | |
|---|---|---|
| Loans | 19.7% | higher than 99% of its peer group |
| Deposits | -6.5% | lower than 96% of its peer group |
| Members | -6.8% | lower than 91% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 28.9% | lower than 95% of its peer group |
|---|---|---|
| Net worth ratio | 19.9% | higher than 90% of its peer group |
| Return on assets | -0.23% | lower than 91% of its peer group |
| Delinquency ratio | 0.50% | around the 43rd percentile of its peer group |
| Cash / assets | 15.0% | around the 74th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is B-M S Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Jersey — the comparison set a peer ratio is measured against.
- Union Building Trades Credit Union
Parsippany, NJ
$84.2M · 24,437 members
- Rutgers Credit Union
New Brunswick, NJ
$81.4M · 6,470 members
- Central Jersey Credit Union
Woodbridge, NJ
$94.4M · 5,939 members
- Irco Community Credit Union
Phillipsburg, NJ
$94.6M · 6,246 members
- Bay Atlantic Credit Union
VINELAND, NJ
$95.5M · 9,139 members
- Hoboken School Employees Credit Union
HOBOKEN, NJ
$73.6M · 1,512 members
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