Parsippany, New Jersey · Peer group 2
Gaf Linden Employees Credit Union
Gaf Linden Employees Credit Union holds $4.2M in assets across 477 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1937. Charter number 2348, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $4.2M |
|---|---|
| Total loans | $924K |
| Total shares (deposits) | $3.5M |
| Net worth | $706K |
| Members | 477 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -14.4% | |
|---|---|---|
| Loans | -19.3% | around the 13th percentile of its peer group |
| Deposits | -15.3% | lower than 96% of its peer group |
| Members | -5.9% | around the 15th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 26.5% | lower than 90% of its peer group |
|---|---|---|
| Net worth ratio | 16.8% | around the 50th percentile of its peer group |
| Return on assets | -7.06% | lower than 99% of its peer group |
| Delinquency ratio | 0.00% | around the 11th percentile of its peer group |
| Cash / assets | 3.6% | lower than 96% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Gaf Linden Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Jersey — the comparison set a peer ratio is measured against.
- Bayonne City Employees Credit Union
Bayonne, NJ
$4.1M · 706 members
- Trenton Nj Firemen Credit Union
TRENTON, NJ
$4.4M · 785 members
- Metrex Credit Union
Kenilworth, NJ
$3.7M · 395 members
- Paterson Police Credit Union
Paterson, NJ
$4.7M · 536 members
- N. J. Latvian Credit Union
Freehold, NJ
$4.9M · 130 members
- New Community Credit Union
Newark, NJ
$3.4M · 3,531 members
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