Newark, New Jersey · Peer group 1
Israel Memorial a M E Credit Union
Israel Memorial a M E Credit Union holds $412K in assets across 210 members as of Q1 2026 — about $2K of assets per member, on a charter dating to 1956. Charter number 10803, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $412K |
|---|---|
| Total loans | $118K |
| Total shares (deposits) | $243K |
| Net worth | $170K |
| Members | 210 |
| Assets per member | $2K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.1% | |
|---|---|---|
| Loans | -18.7% | around the 22nd percentile of its peer group |
| Deposits | 4.0% | around the 80th percentile of its peer group |
| Members | 15.4% | higher than 98% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 48.7% | around the 51st percentile of its peer group |
|---|---|---|
| Net worth ratio | 41.2% | higher than 91% of its peer group |
| Return on assets | 5.54% | higher than 97% of its peer group |
| Delinquency ratio | 4.16% | around the 72nd percentile of its peer group |
| Cash / assets | 30.8% | around the 54th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Israel Memorial a M E Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Jersey — the comparison set a peer ratio is measured against.
- Camden Firemen's Credit Union
MOORESTOWN, NJ
$570K · 143 members
- Heard A.M.E. Credit Union
ROSELLE, NJ
$174K · 189 members
- Messiah Baptist Church Credit Union
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$908K · 167 members
- Terminals Credit Union
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$964K · 83 members
- Plainfield Police & Firemen's Credit Union
Plainfield, NJ
$1.2M · 435 members
- Ocean County Employees Credit Union
Toms River, NJ
$1.5M · 348 members
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