Kearny, New Jersey · Peer group 2
Kearny Municipal Employees Credit Union
Kearny Municipal Employees Credit Union holds $5.5M in assets across 699 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1955. Charter number 10614, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $5.5M |
|---|---|
| Total loans | $787K |
| Total shares (deposits) | $4.0M |
| Net worth | $1.5M |
| Members | 699 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -26.8% | |
|---|---|---|
| Loans | -6.3% | around the 46th percentile of its peer group |
| Deposits | -32.9% | lower than 100% of its peer group |
| Members | -3.2% | around the 34th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 19.6% | lower than 94% of its peer group |
|---|---|---|
| Net worth ratio | 26.5% | around the 81st percentile of its peer group |
| Return on assets | 0.25% | around the 43rd percentile of its peer group |
| Delinquency ratio | 1.31% | around the 59th percentile of its peer group |
| Cash / assets | 15.2% | around the 50th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Kearny Municipal Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Jersey — the comparison set a peer ratio is measured against.
- Parlin Dupont Employees Credit Union
Sayreville, NJ
$5.3M · 838 members
- West Hudson Teachers Credit Union
North Arlington, NJ
$5.6M · 795 members
- Newark Police Credit Union
NEWARK, NJ
$5.2M · 1,164 members
- N. J. Latvian Credit Union
Freehold, NJ
$4.9M · 130 members
- Paterson Police Credit Union
Paterson, NJ
$4.7M · 536 members
- Trenton Nj Firemen Credit Union
TRENTON, NJ
$4.4M · 785 members
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