Vineland, New Jersey · Peer group 5
Members 1st of Nj Credit Union
Members 1st of Nj Credit Union holds $133.3M in assets across 13,043 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1938. Charter number 2574, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $133.3M |
|---|---|
| Total loans | $57.8M |
| Total shares (deposits) | $120.0M |
| Net worth | $12.8M |
| Members | 13,043 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.7% | |
|---|---|---|
| Loans | -2.1% | around the 23rd percentile of its peer group |
| Deposits | 3.0% | around the 49th percentile of its peer group |
| Members | 0.9% | around the 63rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 48.2% | lower than 90% of its peer group |
|---|---|---|
| Net worth ratio | 9.6% | around the 23rd percentile of its peer group |
| Return on assets | 0.72% | around the 52nd percentile of its peer group |
| Delinquency ratio | 0.89% | around the 71st percentile of its peer group |
| Cash / assets | 13.5% | around the 72nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Members 1st of Nj Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Jersey — the comparison set a peer ratio is measured against.
- County Excellence Credit Union
Roselle Park, NJ
$134.0M · 8,701 members
- Healthcare Employees Credit Union
PRINCETON, NJ
$134.7M · 14,802 members
- Liberty Savings Credit Union
Jersey City, NJ
$135.5M · 17,859 members
- Campbell Credit Union
Maple Shade, NJ
$140.7M · 10,700 members
- Deepwater Industries Credit Union
Deepwater, NJ
$113.2M · 7,745 members
- Nova Ua Credit Union
Clifton, NJ
$155.2M · 3,696 members
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