Jersey City, New Jersey · Peer group 2
Ocnac #1 Credit Union
Ocnac #1 Credit Union holds $7.1M in assets across 2,127 members as of Q1 2026 — about $3K of assets per member, on a charter dating to 1949. Charter number 5987, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $7.1M |
|---|---|
| Total loans | $1.6M |
| Total shares (deposits) | $6.1M |
| Net worth | $870K |
| Members | 2,127 |
| Assets per member | $3K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.5% | |
|---|---|---|
| Loans | -7.9% | around the 40th percentile of its peer group |
| Deposits | 2.0% | around the 69th percentile of its peer group |
| Members | -3.2% | around the 33rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 26.5% | lower than 90% of its peer group |
|---|---|---|
| Net worth ratio | 12.3% | around the 23rd percentile of its peer group |
| Return on assets | 1.48% | around the 85th percentile of its peer group |
| Delinquency ratio | 4.21% | around the 89th percentile of its peer group |
| Cash / assets | 28.6% | around the 82nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Ocnac #1 Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Jersey — the comparison set a peer ratio is measured against.
- Linden Nj Police & Firemen Credit Union
LINDEN, NJ
$7.0M · 931 members
- New Jersey State Pba Credit Union
Woodbridge, NJ
$7.1M · 1,074 members
- Elizabeth (n.j.) Firemen's Credit Union
Elizabeth, NJ
$7.2M · 1,127 members
- Public Service H C Employees Credit Union
Brick, NJ
$7.2M · 614 members
- Fort Dix Credit Union
Joint Base MDL, NJ
$7.3M · 533 members
- Passaic Police Credit Union
Passaic, NJ
$7.3M · 613 members
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