Dover, New Jersey · Peer group 5
Picatinny Credit Union
Picatinny Credit Union holds $454.4M in assets across 19,855 members as of Q1 2026 — about $23K of assets per member, on a charter dating to 1939. Charter number 3291, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $454.4M |
|---|---|
| Total loans | $242.6M |
| Total shares (deposits) | $402.8M |
| Net worth | $42.7M |
| Members | 19,855 |
| Assets per member | $23K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -4.5% | |
|---|---|---|
| Loans | -4.5% | around the 13th percentile of its peer group |
| Deposits | 2.3% | around the 41st percentile of its peer group |
| Members | 0.4% | around the 57th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 60.2% | around the 27th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.4% | around the 19th percentile of its peer group |
| Return on assets | 0.54% | around the 39th percentile of its peer group |
| Delinquency ratio | 0.32% | around the 23rd percentile of its peer group |
| Cash / assets | 20.3% | higher than 92% of its peer group |
| Borrowings / assets | 1.1% | around the 84th percentile of its peer group |
What this page does not show
Everything above is Picatinny Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Jersey — the comparison set a peer ratio is measured against.
- First Harvest Credit Union
DEPTFORD, NJ
$472.6M · 50,216 members
- Garden Savings Credit Union
PARSIPPANY, NJ
$494.8M · 30,558 members
- Credit Union of New Jersey, a
Ewing, NJ
$504.0M · 39,068 members
- Proponent Credit Union
Nutley, NJ
$518.6M · 18,623 members
- First Atlantic Credit Union
EATONTOWN, NJ
$331.8M · 20,017 members
- United Teletech Financial Credit Union
TINTON FALLS, NJ
$329.8M · 17,702 members
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