Elizabeth, New Jersey · Peer group 5
Seaport Credit Union
Seaport Credit Union holds $108.3M in assets across 5,698 members as of Q1 2026 — about $19K of assets per member, on a charter dating to 1969. Charter number 19185, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $108.3M |
|---|---|
| Total loans | $48.5M |
| Total shares (deposits) | $93.7M |
| Net worth | $14.3M |
| Members | 5,698 |
| Assets per member | $19K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 8.1% | |
|---|---|---|
| Loans | 13.2% | higher than 92% of its peer group |
| Deposits | 9.8% | higher than 92% of its peer group |
| Members | 4.4% | higher than 90% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 51.7% | around the 14th percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.2% | around the 71st percentile of its peer group |
| Return on assets | 0.02% | lower than 91% of its peer group |
| Delinquency ratio | 0.75% | around the 61st percentile of its peer group |
| Cash / assets | 12.7% | around the 68th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Seaport Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Jersey — the comparison set a peer ratio is measured against.
- Advanced Financial Credit Union
NEW PROVIDENCE, NJ
$108.5M · 6,393 members
- Raritan Bay Credit Union
Sayreville, NJ
$107.1M · 7,432 members
- Deepwater Industries Credit Union
Deepwater, NJ
$113.2M · 7,745 members
- Ridgedale Credit Union
East Hanover, NJ
$100.5M · 3,703 members
- Bay Atlantic Credit Union
VINELAND, NJ
$95.5M · 9,139 members
- Irco Community Credit Union
Phillipsburg, NJ
$94.6M · 6,246 members
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