Elizabeth, New Jersey · Peer group 3
Wakefern Credit Union
Wakefern Credit Union holds $11.8M in assets across 1,224 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1962. Charter number 15016, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $11.8M |
|---|---|
| Total loans | $3.9M |
| Total shares (deposits) | $8.9M |
| Net worth | $2.9M |
| Members | 1,224 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.5% | |
|---|---|---|
| Loans | 1.1% | around the 67th percentile of its peer group |
| Deposits | 4.4% | around the 72nd percentile of its peer group |
| Members | -2.5% | around the 35th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 43.9% | around the 27th percentile of its peer group |
|---|---|---|
| Net worth ratio | 24.4% | higher than 93% of its peer group |
| Return on assets | 2.07% | higher than 95% of its peer group |
| Delinquency ratio | 0.20% | around the 29th percentile of its peer group |
| Cash / assets | 14.3% | around the 65th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Wakefern Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Jersey — the comparison set a peer ratio is measured against.
- Peoples Transport Credit Union
MOUNT EPHRAIM, NJ
$11.6M · 1,624 members
- Jersey City Firemen Credit Union
Jersey City, NJ
$11.6M · 1,248 members
- Erie Lackawanna Railroad Co Emp Credit Union
Hoboken, NJ
$12.0M · 1,862 members
- 1st Bergen Credit Union
Hackensack, NJ
$11.3M · 1,714 members
- Goya Foods Employees Credit Union
Jersey City, NJ
$11.2M · 642 members
- Public Service Plaza Credit Union
Newark, NJ
$12.5M · 949 members
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