Carlsbad, New Mexico · Peer group 4
Financial Security Credit Union
Financial Security Credit Union holds $63.8M in assets across 5,139 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1954. Charter number 62452, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $63.8M |
|---|---|
| Total loans | $45.8M |
| Total shares (deposits) | $53.4M |
| Net worth | $10.4M |
| Members | 5,139 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.1% | |
|---|---|---|
| Loans | 6.2% | around the 84th percentile of its peer group |
| Deposits | 4.9% | around the 74th percentile of its peer group |
| Members | 0.3% | around the 71st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 85.7% | higher than 91% of its peer group |
|---|---|---|
| Net worth ratio | 16.3% | around the 78th percentile of its peer group |
| Return on assets | 1.08% | around the 69th percentile of its peer group |
| Delinquency ratio | 0.93% | around the 69th percentile of its peer group |
| Cash / assets | 15.9% | around the 78th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Financial Security Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Mexico — the comparison set a peer ratio is measured against.
- Eddy Credit Union
Carlsbad, NM
$62.1M · 4,950 members
- Loco Credit Union
ALAMOGORDO, NM
$62.0M · 4,308 members
- Roswell Community Credit Union
Roswell, NM
$50.4M · 3,550 members
- Everyone's Credit Union
Tucumcari, NM
$48.7M · 4,565 members
- Railroad Employees Credit Union
Belen, NM
$79.5M · 3,660 members
- Northern New Mexico School Employee Credit Union
SANTA FE, NM
$45.2M · 1,606 members
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