Albuquerque, New Mexico · Peer group 6
Sandia Area Credit Union
Sandia Area Credit Union holds $1.41B in assets across 70,188 members as of Q1 2026 — about $20K of assets per member, on a charter dating to 1956. Charter number 11316, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.41B |
|---|---|
| Total loans | $1.21B |
| Total shares (deposits) | $1.24B |
| Net worth | $158.8M |
| Members | 70,188 |
| Assets per member | $20K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 8.0% | |
|---|---|---|
| Loans | 7.4% | around the 69th percentile of its peer group |
| Deposits | 7.3% | around the 75th percentile of its peer group |
| Members | -26.6% | lower than 100% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 97.8% | around the 89th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.2% | around the 61st percentile of its peer group |
| Return on assets | 1.21% | around the 83rd percentile of its peer group |
| Delinquency ratio | 0.18% | lower than 92% of its peer group |
| Cash / assets | 6.5% | around the 32nd percentile of its peer group |
| Borrowings / assets | 0.7% | around the 44th percentile of its peer group |
What this page does not show
Everything above is Sandia Area Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New Mexico — the comparison set a peer ratio is measured against.
- Del Norte Credit Union
Los Alamos, NM
$1.47B · 67,873 members
- U.S. Eagle Credit Union
Albuquerque, NM
$1.48B · 98,947 members
- State Employees Credit Union
Santa Fe, NM
$1.31B · 55,710 members
- First Financial Credit Union
Albuquerque, NM
$1.13B · 99,409 members
- Kirtland Credit Union
ALBUQUERQUE, NM
$1.11B · 50,782 members
- Rio Grande Credit Union
Albuquerque, NM
$665.9M · 50,834 members
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