Buffalo, New York · Peer group 5
Buffalo Metropolitan Credit Union
Buffalo Metropolitan Credit Union holds $145.2M in assets across 17,293 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1937. Charter number 2209, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $145.2M |
|---|---|
| Total loans | $117.4M |
| Total shares (deposits) | $129.0M |
| Net worth | $17.8M |
| Members | 17,293 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.6% | |
|---|---|---|
| Loans | 3.8% | around the 57th percentile of its peer group |
| Deposits | 0.2% | around the 22nd percentile of its peer group |
| Members | 11.5% | higher than 99% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 91.0% | higher than 90% of its peer group |
|---|---|---|
| Net worth ratio | 12.2% | around the 60th percentile of its peer group |
| Return on assets | 0.31% | around the 23rd percentile of its peer group |
| Delinquency ratio | 2.44% | higher than 97% of its peer group |
| Cash / assets | 11.7% | around the 62nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Buffalo Metropolitan Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Syracuse Fire Department Employees Credit Union
SYRACUSE, NY
$145.8M · 6,734 members
- Town of Hempstead Employees Credit Union
NORTH BALDWIN, NY
$149.1M · 9,703 members
- Meridia Community Credit Union
HAMBURG, NY
$141.3M · 10,109 members
- Oswego County Credit Union
OSWEGO, NY
$151.9M · 14,601 members
- Great Erie Credit Union
ORCHARD PARK, NY
$152.2M · 9,383 members
- Ukrainian National Credit Union
NEW YORK, NY
$155.1M · 6,472 members
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