Elma, New York · Peer group 3
Cadets Credit Union
Cadets Credit Union holds $17.8M in assets across 1,414 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1950. Charter number 6930, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $17.8M |
|---|---|
| Total loans | $10.2M |
| Total shares (deposits) | $16.2M |
| Net worth | $1.5M |
| Members | 1,414 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | — |
|---|---|
| Loans | — |
| Deposits | — |
| Members | — |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 62.8% | around the 59th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.5% | lower than 92% of its peer group |
| Return on assets | -0.62% | lower than 90% of its peer group |
| Delinquency ratio | 1.33% | around the 75th percentile of its peer group |
| Cash / assets | 8.0% | around the 31st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Cadets Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Buffalo Police Credit Union
Buffalo, NY
$17.5M · 2,532 members
- Fasny Credit Union
ALBANY, NY
$17.4M · 1,140 members
- Syracuse Postal Credit Union
SYRACUSE, NY
$18.3M · 1,009 members
- Local 41 I.B.E.W. Credit Union
ORCHARD PARK, NY
$18.3M · 2,564 members
- Transit Credit Union
VALLEY STREAM, NY
$18.5M · 3,169 members
- Att-Wyo Correctional Employees Credit Union
Attica, NY
$16.1M · 1,597 members
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