New Hartford, New York · Peer group 6
First Source Credit Union
First Source Credit Union holds $1.12B in assets across 64,151 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1938. Charter number 2658, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.12B |
|---|---|
| Total loans | $1.03B |
| Total shares (deposits) | $998.6M |
| Net worth | $111.2M |
| Members | 64,151 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.3% | |
|---|---|---|
| Loans | 3.9% | around the 46th percentile of its peer group |
| Deposits | 4.0% | around the 45th percentile of its peer group |
| Members | 2.2% | around the 58th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 103.3% | higher than 96% of its peer group |
|---|---|---|
| Net worth ratio | 10.1% | around the 39th percentile of its peer group |
| Return on assets | 0.74% | around the 55th percentile of its peer group |
| Delinquency ratio | 0.81% | around the 68th percentile of its peer group |
| Cash / assets | 6.5% | around the 32nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is First Source Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Sunmark Credit Union
Albany, NY
$1.20B · 88,531 members
- Sidney Credit Union
Sidney, NY
$1.28B · 75,418 members
- Quorum Credit Union
Purchase, NY
$1.31B · 74,268 members
- N C P D Credit Union
Plainview, NY
$916.0M · 16,398 members
- Island Credit Union
Hauppauge, NY
$1.35B · 50,620 members
- First Heritage Credit Union
Corning, NY
$838.4M · 50,929 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for First Source Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.