Harrison, New York · Peer group 1
Harrison Teachers Credit Union
Harrison Teachers Credit Union holds $1.3M in assets across 261 members as of Q1 2026 — about $5K of assets per member, on a charter dating to 1938. Charter number 2806, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.3M |
|---|---|
| Total loans | $317K |
| Total shares (deposits) | $1.1M |
| Net worth | $182K |
| Members | 261 |
| Assets per member | $5K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -2.4% | |
|---|---|---|
| Loans | 8.8% | around the 82nd percentile of its peer group |
| Deposits | -4.7% | around the 41st percentile of its peer group |
| Members | -1.5% | around the 55th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 28.3% | around the 32nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 14.0% | around the 31st percentile of its peer group |
| Return on assets | -0.71% | around the 28th percentile of its peer group |
| Delinquency ratio | 4.72% | around the 73rd percentile of its peer group |
| Cash / assets | 74.5% | higher than 91% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Harrison Teachers Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- New York Episcopal Credit Union
New York, NY
$1.3M · 404 members
- St. Philip's Church Credit Union
New York, NY
$1.3M · 299 members
- Akron School Employees Credit Union
Akron, NY
$1.2M · 204 members
- St. John United Credit Union
Buffalo, NY
$1.1M · 411 members
- Amnh Employees Credit Union
NEW YORK, NY
$1.0M · 201 members
- Mount Vernon Ny Postal Employees Credit Union
Mount Vernon, NY
$1.0M · 143 members
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