Olean, New York · Peer group 5
High Point Credit Union
High Point Credit Union holds $433.8M in assets across 22,641 members as of Q1 2026 — about $19K of assets per member, on a charter dating to 1972. Charter number 21083, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $433.8M |
|---|---|
| Total loans | $228.8M |
| Total shares (deposits) | $376.6M |
| Net worth | $60.9M |
| Members | 22,641 |
| Assets per member | $19K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.1% | |
|---|---|---|
| Loans | 13.5% | higher than 93% of its peer group |
| Deposits | 1.2% | around the 31st percentile of its peer group |
| Members | 2.9% | around the 83rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 60.8% | around the 28th percentile of its peer group |
|---|---|---|
| Net worth ratio | 14.0% | around the 80th percentile of its peer group |
| Return on assets | 2.21% | higher than 98% of its peer group |
| Delinquency ratio | 0.81% | around the 66th percentile of its peer group |
| Cash / assets | 7.8% | around the 30th percentile of its peer group |
| Borrowings / assets | 0.9% | around the 83rd percentile of its peer group |
What this page does not show
Everything above is High Point Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Ukrainian Credit Union
ROCHESTER, NY
$422.8M · 28,253 members
- Suma Credit Union
Yonkers, NY
$460.9M · 9,588 members
- Ocean Financial Credit Union
Oceanside, NY
$401.5M · 14,135 members
- Advantage Credit Union
Rochester, NY
$481.7M · 34,494 members
- TEG Credit Union
POUGHKEEPSIE, NY
$498.0M · 35,724 members
- Hudson River Community Credit Union
Corinth, NY
$364.8M · 33,715 members
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