Staten Island, New York · Peer group 2
Medical Employees of Staten Island Credit Union
Medical Employees of Staten Island Credit Union holds $2.5M in assets across 759 members as of Q1 2026 — about $3K of assets per member, on a charter dating to 1958. Charter number 12546, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $2.5M |
|---|---|
| Total loans | $1.1M |
| Total shares (deposits) | $2.3M |
| Net worth | $233K |
| Members | 759 |
| Assets per member | $3K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -5.8% | |
|---|---|---|
| Loans | -6.5% | around the 45th percentile of its peer group |
| Deposits | -6.6% | around the 21st percentile of its peer group |
| Members | -6.5% | around the 12th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 49.5% | around the 35th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.2% | lower than 91% of its peer group |
| Return on assets | -0.25% | around the 25th percentile of its peer group |
| Delinquency ratio | 0.00% | around the 23rd percentile of its peer group |
| Cash / assets | 11.1% | around the 33rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Medical Employees of Staten Island Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Upstate Milk Employees Credit Union
Lancaster, NY
$2.5M · 442 members
- I R E B Credit Union
Brooklyn, NY
$2.6M · 234 members
- Urban Upbound Credit Union
LONG ISLAND CIT, NY
$2.3M · 1,418 members
- Long Beach Teachers Credit Union
Long Beach, NY
$2.8M · 358 members
- Great Neck School Employees Credit Union
Great Neck, NY
$3.0M · 338 members
- Latvian Credit Union
MELVILLE, NY
$2.0M · 86 members
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