Syracuse, New York · Peer group 4
Money Credit Union
Money Credit Union holds $52.5M in assets across 3,189 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1976. Charter number 22566, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $52.5M |
|---|---|
| Total loans | $21.5M |
| Total shares (deposits) | $46.3M |
| Net worth | $7.0M |
| Members | 3,189 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -2.3% | |
|---|---|---|
| Loans | -4.1% | around the 30th percentile of its peer group |
| Deposits | -4.8% | lower than 93% of its peer group |
| Members | -7.5% | lower than 93% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 46.3% | around the 24th percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.4% | around the 56th percentile of its peer group |
| Return on assets | 0.36% | around the 33rd percentile of its peer group |
| Delinquency ratio | 0.29% | around the 28th percentile of its peer group |
| Cash / assets | 10.6% | around the 52nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Money Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Qside Credit Union
Queens Village, NY
$53.7M · 6,843 members
- Rockland Employees Credit Union
Spring Valley, NY
$53.8M · 6,982 members
- Van Cortlandt Cooperative Credit Union
BRONX, NY
$54.9M · 1,950 members
- Tonawanda Community Credit Union
Buffalo, NY
$49.6M · 5,280 members
- North Towns Credit Union
Clarence, NY
$49.2M · 3,034 members
- State Cs Employees Credit Union
WATERTOWN, NY
$48.7M · 2,866 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Money Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.