Hauppauge, New York · Peer group 5
People's Alliance Credit Union
People's Alliance Credit Union holds $326.7M in assets across 32,519 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1940. Charter number 3633, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $326.7M |
|---|---|
| Total loans | $197.6M |
| Total shares (deposits) | $288.5M |
| Net worth | $35.5M |
| Members | 32,519 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.9% | |
|---|---|---|
| Loans | 14.5% | higher than 94% of its peer group |
| Deposits | 1.8% | around the 37th percentile of its peer group |
| Members | 0.4% | around the 58th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 68.5% | around the 43rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.9% | around the 40th percentile of its peer group |
| Return on assets | 0.44% | around the 32nd percentile of its peer group |
| Delinquency ratio | 0.61% | around the 50th percentile of its peer group |
| Cash / assets | 14.9% | around the 79th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is People's Alliance Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Dannemora Credit Union
PLATTSBURGH, NY
$319.7M · 22,682 members
- Actors Credit Union
NEW YORK, NY
$334.8M · 30,768 members
- Secny Credit Union
SYRACUSE, NY
$318.0M · 15,923 members
- Nassau Financial Credit Union
East Meadow, NY
$336.4M · 14,275 members
- Access Credit Union
CLINTON, NY
$317.0M · 23,162 members
- Family First of Ny Credit Union
ROCHESTER, NY
$340.2M · 15,381 members
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