Plattsburgh, New York · Peer group 2
Plattsburgh City School District Credit Union
Plattsburgh City School District Credit Union holds $9.3M in assets across 752 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1959. Charter number 12873, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $9.3M |
|---|---|
| Total loans | $6.6M |
| Total shares (deposits) | $7.8M |
| Net worth | $1.4M |
| Members | 752 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.4% | |
|---|---|---|
| Loans | -2.7% | around the 59th percentile of its peer group |
| Deposits | 7.2% | around the 87th percentile of its peer group |
| Members | 0.0% | around the 67th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 84.5% | around the 82nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 15.5% | around the 43rd percentile of its peer group |
| Return on assets | 0.99% | around the 74th percentile of its peer group |
| Delinquency ratio | 0.93% | around the 53rd percentile of its peer group |
| Cash / assets | 10.9% | around the 33rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Plattsburgh City School District Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Everest Credit Union
Jackson Heights, NY
$9.0M · 2,436 members
- Division 726 Credit Union
STATEN ISLAND, NY
$9.0M · 2,477 members
- Seneca Nation of Indians Credit Union
IRVING, NY
$9.8M · 2,657 members
- Mamta Credit Union
Mamaroneck, NY
$8.5M · 869 members
- Maryvale Schools Credit Union
CHEEKTOWAGA, NY
$10.2M · 795 members
- Cvph Employees Credit Union
PLATTSBURGH, NY
$10.4M · 1,300 members
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