Sodus, New York · Peer group 6
Reliant Community Credit Union
Reliant Community Credit Union holds $765.2M in assets across 49,200 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1970. Charter number 20258, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $765.2M |
|---|---|
| Total loans | $519.5M |
| Total shares (deposits) | $676.2M |
| Net worth | $73.6M |
| Members | 49,200 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.1% | |
|---|---|---|
| Loans | 5.9% | around the 57th percentile of its peer group |
| Deposits | 6.7% | around the 71st percentile of its peer group |
| Members | 3.0% | around the 68th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 76.8% | around the 29th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.6% | around the 28th percentile of its peer group |
| Return on assets | 0.90% | around the 67th percentile of its peer group |
| Delinquency ratio | 0.36% | around the 24th percentile of its peer group |
| Cash / assets | 17.5% | higher than 94% of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Reliant Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Sea Comm Credit Union
MASSENA, NY
$771.8M · 56,628 members
- Heritage Financial Credit Union
Middletown, NY
$801.8M · 57,460 members
- Cornerstone Community Credit Union
LOCKPORT, NY
$725.9M · 44,162 members
- First Heritage Credit Union
Corning, NY
$838.4M · 50,929 members
- Northern Credit Union
WATERTOWN, NY
$682.1M · 45,187 members
- G.P.O. Credit Union
NEW HARTFORD, NY
$621.7M · 43,222 members
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