Rome, New York · Peer group 3
Rome Credit Union
Rome Credit Union holds $32.2M in assets across 1,823 members as of Q1 2026 — about $18K of assets per member, on a charter dating to 1936. Charter number 1810, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $32.2M |
|---|---|
| Total loans | $14.9M |
| Total shares (deposits) | $28.6M |
| Net worth | $3.5M |
| Members | 1,823 |
| Assets per member | $18K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.0% | |
|---|---|---|
| Loans | -3.3% | around the 45th percentile of its peer group |
| Deposits | 6.9% | around the 84th percentile of its peer group |
| Members | -2.0% | around the 41st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 52.3% | around the 42nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.9% | around the 26th percentile of its peer group |
| Return on assets | 0.16% | around the 24th percentile of its peer group |
| Delinquency ratio | 2.30% | around the 88th percentile of its peer group |
| Cash / assets | 25.1% | higher than 91% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Rome Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Gowanda Area Credit Union
Gowanda, NY
$32.1M · 1,845 members
- Erie County Employees Credit Union
BUFFALO, NY
$32.3M · 3,853 members
- Elektra Credit Union
New York, NY
$31.8M · 5,767 members
- Korean American Catholics Credit Union
FLUSHING, NY
$31.4M · 1,655 members
- Gates Chili Credit Union
Rochester, NY
$31.4M · 2,222 members
- Westar Credit Union
CAMILLUS, NY
$33.2M · 1,751 members
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