Elmira, New York · Peer group 3
Solutions Credit Union
Solutions Credit Union holds $43.0M in assets across 3,386 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1952. Charter number 7846, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $43.0M |
|---|---|
| Total loans | $18.0M |
| Total shares (deposits) | $37.5M |
| Net worth | $5.3M |
| Members | 3,386 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.3% | |
|---|---|---|
| Loans | -0.6% | around the 59th percentile of its peer group |
| Deposits | 5.6% | around the 78th percentile of its peer group |
| Members | -1.7% | around the 45th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 47.9% | around the 33rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.4% | around the 40th percentile of its peer group |
| Return on assets | 1.00% | around the 68th percentile of its peer group |
| Delinquency ratio | 0.07% | around the 18th percentile of its peer group |
| Cash / assets | 31.3% | higher than 96% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Solutions Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Spencerport Credit Union
Spencerport, NY
$42.7M · 4,442 members
- Amherst Credit Union
AMHERST, NY
$42.5M · 3,875 members
- Parks Heritage Credit Union
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- Rochester & Monroe Co Emp Credit Union
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$44.6M · 4,100 members
- Sweet Home Credit Union
AMHERST, NY
$44.7M · 2,859 members
- N Y Team Credit Union
Ronkonkoma, NY
$44.7M · 5,170 members
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