Scotia, New York · Peer group 1

Stratton Air National Guard Credit Union

Stratton Air National Guard Credit Union holds $930K in assets across 870 members as of Q1 2026 — about $1K of assets per member, on a charter dating to 1956. Charter number 10773, in the <$10M asset tier.

Balance sheet

Reported position at the close of the quarter.

Total assets$930K
Total loans$428K
Total shares (deposits)$571K
Net worth$358K
Members870
Assets per member$1K

Year-over-year growth

Change against the same quarter one year earlier.

Assets-0.2%
Loans4.8%around the 74th percentile of its peer group
Deposits-3.1%around the 48th percentile of its peer group
Members0.1%around the 73rd percentile of its peer group

Ratios and peer position

Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.

Loan-to-share75.0%around the 74th percentile of its peer group
Net worth ratio38.5%around the 88th percentile of its peer group
Return on assets1.59%around the 81st percentile of its peer group
Delinquency ratio0.00%around the 20th percentile of its peer group
Cash / assets53.2%around the 82nd percentile of its peer group
Borrowings / assets0.0%around the 49th percentile of its peer group

What this page does not show

Everything above is Stratton Air National Guard Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.

Similar credit unions

Closest in size within New York — the comparison set a peer ratio is measured against.

All credit unions in New York

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