Cheektowaga, New York · Peer group 3
Town of Cheektowaga Credit Union
Town of Cheektowaga Credit Union holds $37.8M in assets across 1,483 members as of Q1 2026 — about $25K of assets per member, on a charter dating to 1980. Charter number 23717, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $37.8M |
|---|---|
| Total loans | $13.0M |
| Total shares (deposits) | $31.4M |
| Net worth | $6.4M |
| Members | 1,483 |
| Assets per member | $25K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.8% | |
|---|---|---|
| Loans | 5.3% | around the 82nd percentile of its peer group |
| Deposits | 2.9% | around the 62nd percentile of its peer group |
| Members | 0.3% | around the 70th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 41.3% | around the 23rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 17.0% | around the 71st percentile of its peer group |
| Return on assets | 1.27% | around the 79th percentile of its peer group |
| Delinquency ratio | 0.00% | lower than 95% of its peer group |
| Cash / assets | 4.7% | lower than 90% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Town of Cheektowaga Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Twin Rivers Credit Union
Massena, NY
$39.4M · 2,576 members
- Academic Credit Union
BRIARCLIFF MANO, NY
$36.1M · 2,358 members
- Steuben Citizens Credit Union
BATH, NY
$35.8M · 2,575 members
- Niagara Regional Credit Union
North Tonawanda, NY
$39.8M · 239,300 members
- The Finest Credit Union
New York, NY
$35.8M · 12,316 members
- Utica District Telephone Employees Credit Union
UTICA, NY
$40.0M · 1,669 members
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