Rye Brook, New York · Peer group 3
Westchester Schools' Credit Union
Westchester Schools' Credit Union holds $40.5M in assets across 2,751 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1954. Charter number 9532, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $40.5M |
|---|---|
| Total loans | $13.8M |
| Total shares (deposits) | $35.5M |
| Net worth | $4.4M |
| Members | 2,751 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.4% | |
|---|---|---|
| Loans | 2.0% | around the 72nd percentile of its peer group |
| Deposits | 3.0% | around the 63rd percentile of its peer group |
| Members | 1.3% | around the 79th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 39.0% | around the 20th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.0% | around the 26th percentile of its peer group |
| Return on assets | 0.55% | around the 44th percentile of its peer group |
| Delinquency ratio | 0.04% | around the 14th percentile of its peer group |
| Cash / assets | 18.9% | around the 81st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Westchester Schools' Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Italo-American Credit Union
Glendale, NY
$40.6M · 599 members
- Utica District Telephone Employees Credit Union
UTICA, NY
$40.0M · 1,669 members
- Niagara Regional Credit Union
North Tonawanda, NY
$39.8M · 239,300 members
- Twin Rivers Credit Union
Massena, NY
$39.4M · 2,576 members
- Parks Heritage Credit Union
GLENS FALLS, NY
$41.9M · 3,695 members
- Amherst Credit Union
AMHERST, NY
$42.5M · 3,875 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Westchester Schools' Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.