West Seneca, New York · Peer group 4
Western New York Credit Union
Western New York Credit Union holds $93.1M in assets across 8,789 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1964. Charter number 16042, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $93.1M |
|---|---|
| Total loans | $46.2M |
| Total shares (deposits) | $82.2M |
| Net worth | $10.4M |
| Members | 8,789 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.4% | |
|---|---|---|
| Loans | -5.3% | around the 23rd percentile of its peer group |
| Deposits | 5.4% | around the 77th percentile of its peer group |
| Members | -4.5% | around the 16th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 56.2% | around the 42nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.2% | around the 33rd percentile of its peer group |
| Return on assets | 1.21% | around the 76th percentile of its peer group |
| Delinquency ratio | 0.46% | around the 41st percentile of its peer group |
| Cash / assets | 25.8% | higher than 94% of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Western New York Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Good Neighbors Credit Union
Depew, NY
$92.2M · 10,568 members
- Eastern Operating Engineers Credit Union
Whitestone, NY
$94.3M · 2,315 members
- Crossroads Community Credit Union
CHEEKTOWAGA, NY
$94.8M · 5,191 members
- Lower East Side People's Credit Union
NEW YORK, NY
$90.3M · 8,683 members
- Triboro Postal Credit Union
FLUSHING, NY
$89.8M · 3,785 members
- Lufthansa Emp. Credit Union
WESTBURY, NY
$96.8M · 1,443 members
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