Amherst, New York · Peer group 3
Williamsville Credit Union
Williamsville Credit Union holds $10.9M in assets across 1,852 members as of Q1 2026 — about $6K of assets per member, on a charter dating to 1953. Charter number 8618, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $10.9M |
|---|---|
| Total loans | $5.2M |
| Total shares (deposits) | $9.5M |
| Net worth | $1.3M |
| Members | 1,852 |
| Assets per member | $6K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -5.9% | |
|---|---|---|
| Loans | -13.9% | lower than 91% of its peer group |
| Deposits | -6.4% | lower than 90% of its peer group |
| Members | -4.6% | around the 18th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 54.2% | around the 45th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.2% | around the 38th percentile of its peer group |
| Return on assets | -0.63% | lower than 91% of its peer group |
| Delinquency ratio | 2.04% | around the 85th percentile of its peer group |
| Cash / assets | 21.2% | around the 86th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Williamsville Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Sing Sing Employees Credit Union
Briarcliff Mano, NY
$10.8M · 1,269 members
- Metro Realtors Credit Union
Melville, NY
$11.1M · 1,599 members
- Cvph Employees Credit Union
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$10.4M · 1,300 members
- Maryvale Schools Credit Union
CHEEKTOWAGA, NY
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- Circuit Credit Union
CHEEKTOWAGA, NY
$11.6M · 1,043 members
- Seneca Nation of Indians Credit Union
IRVING, NY
$9.8M · 2,657 members
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