Yonkers, New York · Peer group 4
Yonkers Teachers Credit Union
Yonkers Teachers Credit Union holds $56.8M in assets across 2,602 members as of Q1 2026 — about $22K of assets per member, on a charter dating to 1938. Charter number 2819, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $56.8M |
|---|---|
| Total loans | $2.5M |
| Total shares (deposits) | $48.1M |
| Net worth | $8.6M |
| Members | 2,602 |
| Assets per member | $22K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -3.4% | |
|---|---|---|
| Loans | -9.5% | lower than 90% of its peer group |
| Deposits | -4.2% | lower than 90% of its peer group |
| Members | -1.0% | around the 55th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 5.3% | lower than 100% of its peer group |
|---|---|---|
| Net worth ratio | 15.1% | around the 70th percentile of its peer group |
| Return on assets | 0.17% | around the 20th percentile of its peer group |
| Delinquency ratio | 1.32% | around the 81st percentile of its peer group |
| Cash / assets | 3.1% | lower than 97% of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Yonkers Teachers Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within New York — the comparison set a peer ratio is measured against.
- Brooklyn Cooperative Credit Union
Brooklyn, NY
$57.2M · 6,274 members
- Educational and Governmental Credit Union
Hartsdale, NY
$56.4M · 6,178 members
- Rt Credit Union
ROME, NY
$57.4M · 3,173 members
- Van Cortlandt Cooperative Credit Union
BRONX, NY
$54.9M · 1,950 members
- Buffalo Conrail Credit Union
Cheektowaga, NY
$59.0M · 2,563 members
- Oswego Teachers Employees Credit Union
OSWEGO, NY
$59.0M · 2,587 members
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