Harrison, Ohio · Peer group 3
Cincinnati Employees Credit Union
Cincinnati Employees Credit Union holds $34.2M in assets across 1,736 members as of Q1 2026 — about $20K of assets per member, on a charter dating to 1979. Charter number 65205, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $34.2M |
|---|---|
| Total loans | $16.9M |
| Total shares (deposits) | $30.4M |
| Net worth | $3.6M |
| Members | 1,736 |
| Assets per member | $20K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.5% | |
|---|---|---|
| Loans | 1.8% | around the 71st percentile of its peer group |
| Deposits | 2.6% | around the 59th percentile of its peer group |
| Members | 0.6% | around the 73rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 55.6% | around the 47th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.6% | around the 23rd percentile of its peer group |
| Return on assets | 0.20% | around the 26th percentile of its peer group |
| Delinquency ratio | 0.86% | around the 63rd percentile of its peer group |
| Cash / assets | 5.6% | around the 14th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Cincinnati Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Ohio — the comparison set a peer ratio is measured against.
- Greater Wayne Community Credit Union
Rittman, OH
$33.4M · 3,221 members
- Brewster Credit Union
Brewster, OH
$32.5M · 2,822 members
- Emerald Credit Union, Inc.
GARFIELD HTS, OH
$32.4M · 3,457 members
- Allwealth Credit Union
Hamilton, OH
$32.4M · 2,173 members
- Materion Credit Union
ELMORE, OH
$36.8M · 2,260 members
- Carey Poverello Credit Union
Carey, OH
$31.6M · 1,673 members
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