Ashtabula, Ohio · Peer group 4
Community First Credit Union
Community First Credit Union holds $98.7M in assets across 4,956 members as of Q1 2026 — about $20K of assets per member, on a charter dating to 1955. Charter number 61094, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $98.7M |
|---|---|
| Total loans | $46.6M |
| Total shares (deposits) | $84.1M |
| Net worth | $13.5M |
| Members | 4,956 |
| Assets per member | $20K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.7% | |
|---|---|---|
| Loans | 13.9% | higher than 95% of its peer group |
| Deposits | 1.8% | around the 50th percentile of its peer group |
| Members | -2.5% | around the 34th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 55.4% | around the 41st percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.7% | around the 60th percentile of its peer group |
| Return on assets | 1.31% | around the 79th percentile of its peer group |
| Delinquency ratio | 1.21% | around the 79th percentile of its peer group |
| Cash / assets | 4.5% | lower than 91% of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Community First Credit Union’s own reported position. A CUSignals subscription adds the layer on top of it: how likely it is to merge, with a calibrated one-year probability; how attractive it would be to an acquirer; a liquidity-stress score and funding-need flag; whether it buys or sells loan participations; and which platforms it runs. Each score shows the plain-English reason it moved and the weights that built it.
Similar credit unions
Closest in size within Ohio — the comparison set a peer ratio is measured against.
- Unity Catholic Credit Union
Parma, OH
$98.7M · 9,125 members
- University of Toledo Credit Union
Toledo, OH
$100.6M · 5,173 members
- Christian Family Credit Union
NORTH CANTON, OH
$95.8M · 5,069 members
- Community Star Credit Union
Elyria, OH
$102.5M · 7,732 members
- Commodore Perry Credit Union
OAK HARBOR, OH
$103.0M · 5,948 members
- State Highway Patrol Credit Union
COLUMBUS, OH
$92.0M · 6,597 members
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