Springfield, Ohio · Peer group 5
IH Credit Union, Inc.
IH Credit Union, Inc. holds $358.7M in assets across 18,531 members as of Q1 2026 — about $19K of assets per member, on a charter dating to 1934. Charter number 97104, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $358.7M |
|---|---|
| Total loans | $202.7M |
| Total shares (deposits) | $275.1M |
| Net worth | $57.0M |
| Members | 18,531 |
| Assets per member | $19K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.9% | |
|---|---|---|
| Loans | -5.4% | lower than 91% of its peer group |
| Deposits | 2.5% | around the 44th percentile of its peer group |
| Members | -12.2% | lower than 98% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 73.7% | around the 54th percentile of its peer group |
|---|---|---|
| Net worth ratio | 15.8% | around the 88th percentile of its peer group |
| Return on assets | 0.37% | around the 27th percentile of its peer group |
| Delinquency ratio | 1.84% | higher than 93% of its peer group |
| Cash / assets | 3.0% | lower than 96% of its peer group |
| Borrowings / assets | 9.5% | higher than 97% of its peer group |
What this page does not show
Everything above is IH Credit Union, Inc.’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Ohio — the comparison set a peer ratio is measured against.
- Myusa Credit Union
Middletown, OH
$355.9M · 18,337 members
- Firefighters Community CU
Cleveland, OH
$355.6M · 28,585 members
- Cardinal Credit Union, Inc.
Mentor, OH
$354.3M · 23,771 members
- PSE Credit Union, Inc.
Parma, OH
$348.5M · 25,559 members
- GenFed Financial Credit Union
Akron, OH
$332.3M · 24,137 members
- Fremont Credit Union
Fremont, OH
$385.6M · 22,690 members
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