Clyde, Ohio · Peer group 5
Impact Credit Union, Inc.
Impact Credit Union, Inc. holds $207.6M in assets across 14,160 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1994. Charter number 68150, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $207.6M |
|---|---|
| Total loans | $123.8M |
| Total shares (deposits) | $188.0M |
| Net worth | $18.1M |
| Members | 14,160 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.9% | |
|---|---|---|
| Loans | 1.7% | around the 45th percentile of its peer group |
| Deposits | 7.2% | around the 81st percentile of its peer group |
| Members | -1.0% | around the 41st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 65.8% | around the 38th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.7% | lower than 90% of its peer group |
| Return on assets | 0.33% | around the 25th percentile of its peer group |
| Delinquency ratio | 0.33% | around the 25th percentile of its peer group |
| Cash / assets | 16.9% | around the 85th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Impact Credit Union, Inc.’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Ohio — the comparison set a peer ratio is measured against.
- Credit Union of Ohio
Hilliard, OH
$207.6M · 22,320 members
- Aurgroup Credit Union
Fairfield, OH
$204.4M · 12,939 members
- Towpath Credit Union
Fairlawn, OH
$211.8M · 25,031 members
- Achieve Credit Union
ELYRIA, OH
$199.5M · 11,254 members
- Stark Credit Union
canton, OH
$216.1M · 15,853 members
- Firestone Credit Union
Akron, OH
$198.4M · 7,070 members
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