Northwood, Ohio · Peer group 3
Local 50 Plumbers & Steamftrs Credit Union
Local 50 Plumbers & Steamftrs Credit Union holds $11.3M in assets across 1,709 members as of Q1 2026 — about $7K of assets per member, on a charter dating to 1969. Charter number 19723, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $11.3M |
|---|---|
| Total loans | $6.0M |
| Total shares (deposits) | $9.6M |
| Net worth | $1.7M |
| Members | 1,709 |
| Assets per member | $7K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.8% | |
|---|---|---|
| Loans | -12.1% | around the 13th percentile of its peer group |
| Deposits | 1.3% | around the 51st percentile of its peer group |
| Members | 2.3% | around the 86th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 62.1% | around the 58th percentile of its peer group |
|---|---|---|
| Net worth ratio | 15.4% | around the 62nd percentile of its peer group |
| Return on assets | 1.03% | around the 70th percentile of its peer group |
| Delinquency ratio | 0.20% | around the 29th percentile of its peer group |
| Cash / assets | 25.8% | higher than 92% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Local 50 Plumbers & Steamftrs Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Ohio — the comparison set a peer ratio is measured against.
- The Catholic Credit Union
AVON LAKE, OH
$11.1M · 1,253 members
- Morrow County Credit Union
Mount Gilead, OH
$11.1M · 1,069 members
- Sorg Bay West Credit Union
MIDDLETOWN, OH
$11.7M · 805 members
- Whitewater Community Credit Union
harrison, OH
$11.7M · 1,611 members
- Middletown Area Schools Credit Union
Middletown, OH
$10.9M · 1,003 members
- L. E. O. Credit Union
Painesville, OH
$10.4M · 1,521 members
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