Garfield Hts, Ohio · Peer group 5
Oc Credit Union
Oc Credit Union holds $310.8M in assets across 14,084 members as of Q1 2026 — about $22K of assets per member, on a charter dating to 1954. Charter number 9208, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $310.8M |
|---|---|
| Total loans | $216.8M |
| Total shares (deposits) | $248.4M |
| Net worth | $41.7M |
| Members | 14,084 |
| Assets per member | $22K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.7% | |
|---|---|---|
| Loans | 6.4% | around the 70th percentile of its peer group |
| Deposits | 9.9% | higher than 93% of its peer group |
| Members | 4.0% | around the 88th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 87.3% | around the 84th percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.4% | around the 74th percentile of its peer group |
| Return on assets | 0.97% | around the 68th percentile of its peer group |
| Delinquency ratio | 0.26% | around the 19th percentile of its peer group |
| Cash / assets | 6.9% | around the 24th percentile of its peer group |
| Borrowings / assets | 6.4% | higher than 96% of its peer group |
What this page does not show
Everything above is Oc Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Ohio — the comparison set a peer ratio is measured against.
- Glass City Credit Union
Maumee, OH
$324.1M · 26,888 members
- Vacationland Credit Union
Sandusky, OH
$328.1M · 20,598 members
- GenFed Financial Credit Union
Akron, OH
$332.3M · 24,137 members
- Lormet Community Credit Union
Amherst, OH
$280.9M · 19,025 members
- PSE Credit Union, Inc.
Parma, OH
$348.5M · 25,559 members
- Cardinal Credit Union, Inc.
Mentor, OH
$354.3M · 23,771 members
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