Cleveland, Ohio · Peer group 5
Ohio Educational Credit Union
Ohio Educational Credit Union holds $158.2M in assets across 14,709 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1900. Charter number 95107, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $158.2M |
|---|---|
| Total loans | $106.5M |
| Total shares (deposits) | $142.8M |
| Net worth | $12.8M |
| Members | 14,709 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.9% | |
|---|---|---|
| Loans | 3.5% | around the 56th percentile of its peer group |
| Deposits | 3.7% | around the 57th percentile of its peer group |
| Members | -1.6% | around the 34th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 74.6% | around the 55th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.1% | lower than 96% of its peer group |
| Return on assets | 0.30% | around the 23rd percentile of its peer group |
| Delinquency ratio | 0.09% | lower than 94% of its peer group |
| Cash / assets | 11.4% | around the 61st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Ohio Educational Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Ohio — the comparison set a peer ratio is measured against.
- Lakeview Credit Union
Ashtabula, OH
$153.2M · 8,014 members
- Trupartner Credit Union
CINCINNATI, OH
$163.5M · 13,913 members
- Bfg Credit Union
AKRON, OH
$163.8M · 20,492 members
- Best Reward Credit Union
Brook Park, OH
$164.5M · 12,392 members
- Medina County Credit Union
Wadsworth, OH
$149.4M · 10,175 members
- Education First Credit Union, Inc.
Columbus, OH
$149.1M · 12,087 members
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