Athens, Ohio · Peer group 6
OUCU Financial Credit Union, Inc.
OUCU Financial Credit Union, Inc. holds $520.9M in assets across 26,302 members as of Q1 2026 — about $20K of assets per member, on a charter dating to 1955. Charter number 61048, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $520.9M |
|---|---|
| Total loans | $406.1M |
| Total shares (deposits) | $450.2M |
| Net worth | $60.1M |
| Members | 26,302 |
| Assets per member | $20K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.4% | |
|---|---|---|
| Loans | 3.2% | around the 42nd percentile of its peer group |
| Deposits | 3.7% | around the 42nd percentile of its peer group |
| Members | 1.0% | around the 43rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 90.2% | around the 69th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.5% | around the 65th percentile of its peer group |
| Return on assets | -1.00% | lower than 100% of its peer group |
| Delinquency ratio | 0.84% | around the 69th percentile of its peer group |
| Cash / assets | 4.8% | around the 18th percentile of its peer group |
| Borrowings / assets | 3.8% | around the 69th percentile of its peer group |
What this page does not show
Everything above is OUCU Financial Credit Union, Inc.’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Ohio — the comparison set a peer ratio is measured against.
- Desco Credit Union
PORTSMOUTH, OH
$538.8M · 25,083 members
- River Valley Credit Union
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$497.3M · 26,771 members
- Cme Credit Union
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$485.8M · 38,762 members
- Century Credit Union
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$474.6M · 29,136 members
- Firelands Credit Union
Bellevue, OH
$569.5M · 36,412 members
- Canton School Employees Credit Union
North Canton, OH
$456.2M · 49,452 members
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