Cincinnati, Ohio · Peer group 2
St. James Parish Credit Union
St. James Parish Credit Union holds $5.7M in assets across 799 members as of Q1 2026 — about $7K of assets per member, on a charter dating to 1939. Charter number 62624, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $5.7M |
|---|---|
| Total loans | $3.9M |
| Total shares (deposits) | $4.4M |
| Net worth | $1.3M |
| Members | 799 |
| Assets per member | $7K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.8% | |
|---|---|---|
| Loans | 20.1% | higher than 96% of its peer group |
| Deposits | -1.7% | around the 50th percentile of its peer group |
| Members | -0.1% | around the 65th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 87.8% | around the 85th percentile of its peer group |
|---|---|---|
| Net worth ratio | 22.3% | around the 68th percentile of its peer group |
| Return on assets | 1.39% | around the 84th percentile of its peer group |
| Delinquency ratio | 0.43% | around the 38th percentile of its peer group |
| Cash / assets | 2.7% | lower than 98% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is St. James Parish Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Ohio — the comparison set a peer ratio is measured against.
- St. Paschal Baylons Credit Union
HIGHLAND HEIGHT, OH
$5.8M · 257 members
- Noteworthy Credit Union
Cleveland, OH
$5.4M · 692 members
- Nickel Steel Credit Union
lima, OH
$5.4M · 527 members
- Columbiana County School Empl Credit Union
Lisbon, OH
$6.2M · 839 members
- McDonald Community Credit Union
MC DONALD, OH
$4.6M · 730 members
- Nueva Esperanza Community Credit Union
Toledo, OH
$4.4M · 810 members
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